Process

1) Choose Origination Channel, then 2) Choose Non-QM Product Type

(Coming Soon)

WHOLESALE TERM LOAN PROCESS

ONE - Get Price
- Broker Approval NOT Required
- Register: Enter Contact Info (MLO NMLS # if MLO -or- Company NMLS # if not MLO)
- Get Rate & Pricing in a Minute by Answering a Few Questions

TWO - Submit Loan
- Broker Approval NOT Required (Required Prior-to-Docs)
- Click “SUBMIT” at Bottom of Scenario Pricing Page
- I. Upload Conditions
- II. Complete Online Submission Sheet

THREE - Disclosures
- Emailed to Borrower(s) within 1-2 Business Days Upon Receipt of Complete Submission

FOUR - Underwriting
- Term Loans: 2-3 Business Days Upon Receipt of Complete Submission

FIVE - Loan Docs
- Docs Drawn in 1-2 Business Days after Clear-to-Close

SIX - Fund Loan
- Funded in 1-2 Business Day Upon Execution of Docs and Receipt of Funding Conditions

WHOLESALE BRIDGE AND FIX & FLIP PROCESS

ONE - Get Price
- Broker Approval NOT Required
- Register: Enter Contact Info (MLO NMLS # if MLO -or- Company NMLS # if not MLO)
- Get Rate & Pricing in a Minute by Answering a Few Questions

TWO - Submit Loan
- Broker Approval NOT Required (Required Prior-to-Docs)
- Click “SUBMIT” at Bottom of Scenario Pricing Page
- I. Upload Conditions
- II. Complete Online Submission Sheet
- APPRAISAL ORDER REQUIRED AT TIME OF SUBMISSION FOR BRIDGE and FIX & FLIP

THREE - Disclosures
- Emailed to Borrower(s) within 1-2 Business Days Upon Receipt of Complete Submission

FOUR - Underwriting (APPRAISAL ORDER REQUIRED BRIDGE AND FIX & FLIP LOANS)
- Term Loans: 2-3 Business Days Upon Receipt of Complete Submission

FIVE - Loan Docs
- Docs Drawn in 1-2 Business Days after Clear-to-Close

SIX - Fund Loan
- Funded in 1-2 Business Day Upon Execution of Docs and Receipt of Funding Conditions

Wholesale 2

ONE - Get Price
- Broker Approval NOT Required
- Register: Enter Contact Info (MLO NMLS # if MLO -or- Company NMLS # if not MLO)
- Get Rate & Pricing in a Minute by Answering a Few Questions

TWO - Submit Loan
- Broker Approval NOT Required (Required Prior-to-Docs)
- Click “SUBMIT” at Bottom of Scenario Pricing Page
- I. Upload Conditions
- II. Complete Online Submission Sheet

THREE - Disclosures
- Emailed to Borrower(s) within 1-2 Business Days Upon Receipt of Complete Submission

FOUR - Underwriting
- Term Loans: 2-3 Business Days Upon Receipt of Complete Submission

Correspondent Non-Delegated 2





Correspondent Delegated 2

ONE - Get Price
- Broker Approval NOT Required
- Register: Enter Contact Info (MLO NMLS # if MLO -or- Company NMLS # if not MLO)
- Get Rate & Pricing in a Minute by Answering a Few Questions

TWO - Submit Loan
- Broker Approval NOT Required (Required Prior-to-Docs)
- Click “SUBMIT” at Bottom of Scenario Pricing Page
- I. Upload Conditions
- II. Complete Online Submission Sheet
- APPRAISAL ORDER REQUIRED AT TIME OF SUBMISSION FOR BRIDGE and FIX & FLIP

THREE - Disclosures
- Emailed to Borrower(s) within 1-2 Business Days Upon Receipt of Complete Submission